UPI ID Validation
Learn what a UPI ID is, where to get one from an Indian bank, how UPI works and what to check before using a UPI ID to make a payment to India.
Have a UPI ID?
Use supported UPI functionality in the SendINR app to initiate payments to eligible Indian bank accounts linked to UPI.
Your UPI ID comes from your eligible Indian bank account or supported UPI service — SendINR does not issue your UPI ID.
What is UPI?
UPI stands for Unified Payments Interface. It is an Indian payment system that allows money to move between eligible bank accounts using a mobile phone and a UPI identifier.
Simple way to pay
Instead of entering traditional bank details for every payment, a UPI ID can be used to identify the recipient's eligible bank account.
Linked to a bank account
A UPI ID is associated with an eligible Indian bank account through a bank or supported UPI service.
Used across everyday India payments
UPI is used for payments between people and for payments to supported businesses and service providers in India.
A little history of UPI
UPI was developed by the National Payments Corporation of India (NPCI) and introduced in India in 2016.
The idea behind UPI was to make it easier for people to transfer money between bank accounts using their mobile phones. Instead of depending on long bank account details for every payment, UPI provides a simpler way to identify an account and initiate a payment. Since its introduction, UPI has become an important part of digital payments in India.
Where do I get my UPI ID?
Your UPI ID comes from your eligible Indian bank account or a supported UPI service. SendINR does not create or issue your UPI ID.
Already have an Indian bank account?
If your Indian bank supports UPI, you can usually find your UPI ID inside your bank's mobile banking app or a supported UPI-enabled app. The exact steps depend on your bank or UPI service.
Example: yourname@bankNeed help finding it?
If you are not sure where to find or obtain your UPI ID, SendINR can help guide you through the process.
Email: atyourservice@sendinr.com
What does a UPI ID look like?
A UPI ID is commonly written in a format similar to an email address, with an identifier followed by an @ symbol and a bank or UPI service handle.
Example
yourname@bank
The exact format can vary depending on the bank or supported UPI service.
How UPI payments work with SendINR
SendINR's supported UPI functionality is designed for UK customers making payments to eligible recipients in India.
Be a UK customer
Create your SendINR account from the UK.
Complete KYC
Complete the required identity verification before making a transfer.
Fund through Pay by Bank
Fund your SendINR transfer using the supported Pay by Bank process.
Use supported UPI functionality
Use supported UPI features to initiate a payment. Funds ultimately reach the recipient's eligible Indian bank account linked to their UPI account.
What should I check before using a UPI ID?
Get the ID from the recipient
Ask the recipient to provide their correct UPI ID. If they are unsure, they can check it through their Indian bank or supported UPI service.
Check the details carefully
Make sure the UPI ID you enter or use is the one intended for the recipient before proceeding with a payment.
Follow the app confirmation
Use the confirmation information shown by SendINR and check the payment details before confirming.
UPI ID Validation FAQs
What does UPI stand for?
UPI stands for Unified Payments Interface. It is an Indian payment system used to facilitate payments between eligible bank accounts.
Who provides my UPI ID?
Your UPI ID is provided through your eligible Indian bank account or a supported UPI service. SendINR does not issue UPI IDs.
Where can I find my UPI ID?
You can usually find it in your Indian bank's mobile banking app or in a supported UPI-enabled app. The exact location depends on the bank or service.
What does a UPI ID look like?
A UPI ID commonly looks similar to an email address, for example yourname@bank. The exact format can vary.
Can I get a UPI ID from SendINR?
No. SendINR does not create or issue your UPI ID. You need an eligible Indian bank account or supported UPI service to obtain one.
Can I use a UPI ID to make a payment through SendINR?
Supported UPI functionality in SendINR can be used to initiate payments to eligible Indian bank accounts linked to UPI. Follow the payment and confirmation process in the app.
What if I cannot find my UPI ID?
Check your Indian bank's mobile banking app or supported UPI-enabled app. If you need help understanding where to find or obtain it, contact SendINR at atyourservice@sendinr.com.
Ready to try UPI payments with SendINR?
Create your UK SendINR account, complete KYC and start your India payment journey. If you need help finding your UPI ID, our team can guide you.